Decline-code-aware smart retries, branded dunning, and cancel deflection for a flat $179 a month — no percentage of recovered revenue, no rev-share, priced for the merchants subscription platforms leave behind.
Swipe Again today launched its failed-payment recovery platform for subscription businesses, with a pricing model the category has largely avoided: a flat $179 per month, with no percentage of recovered revenue and no tiers tied to monthly recurring revenue.
Failed payments are a quiet tax on every subscription business. Cards expire, get replaced, hit limits, and decline for reasons that have nothing to do with whether the customer wants the product. Industry data and every subscription platform’s own dashboard agree on the direction, if not the exact figure: a large share of churn is involuntary, driven by payment failures rather than by customers choosing to leave. Merchants have historically had three options for recovering that revenue: do it by hand, accept their platform’s default retry cadence, or hire a recovery service that charges a percentage of whatever it recovers — a model in which the merchant’s recovery bill grows precisely when their payment problem is worst.
Swipe Again takes a different position: recovery is a flat-fee utility, like the billing platform itself. For $179 a month, merchants get decline-code-aware smart retries — up to six attempts over roughly 16 days, scheduled by the reason the payment failed rather than by a fixed cadence — branded dunning emails and a hosted card-update page in the merchant’s own name, a 90-day backfill of failed payments when they connect, and cancel deflection at the moment a subscriber moves to cancel.
The platform connects to the systems merchants already use: Stripe, Recharge, Seal Subscriptions, Skio, Loop Subscriptions, Chargebee, Recurly, Braintree, Paddle, and WooCommerce. Connection is self-serve — no sales calls, no onboarding marathons — and every paid subscription is covered by the Swipe Again guarantee: recover $179 in 30 days, guaranteed — or Swipe Again is free the next 30 days.
“We kept hearing the same thing from operators,” the Swipe Again team said. “The percentage model means you pay the most in your worst month. A subscription business should be able to budget for recovery the way it budgets for everything else — a known number, before the month starts.”
Swipe Again is available now at https://swipeagain.com, with a 14-day free trial.
