Growing Accountancy Business Pan Accounts Teams Up with Total Payments to Support Local Businesses

Image credit: Total Payments

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Pan Accounts, an independent accountancy firm, has partnered with payment solutions provider Total Payments to offer small businesses a reliable card payment system. This collaboration aims to help businesses improve efficiency and enhance customer payment experiences by combining Pan Accounts' accounting support with Total Payments' technology. The partnership is particularly focused on supporting micro-entities and small businesses in Yorkshire and beyond.

EDITORIAL INSIGHT: Context, industry insight and market perspectives of this news story

For many small and micro-businesses, the practicalities of accepting card payments can be a stumbling block, especially when time and resources are stretched. The collaboration between Pan Accounts and Total Payments targets this issue directly, reflecting a pragmatic approach to the day-to-day challenges faced by smaller firms. By leveraging first-hand experience, Pan Accounts is moving beyond traditional accountancy advice to offer clients tools that address operational needs as well as compliance.

For business owners in Yorkshire and similar regions, the ability to access both financial guidance and straightforward payment technology from a single trusted adviser could streamline processes and reduce friction at the point of sale. As card payments remain central to consumer behaviour, solutions that are easy to implement and reliable are likely to resonate with those seeking to modernise without complexity or high costs.

Press Release

24 July 2026

Independent accountancy business Pan Accounts has teamed up with payment solutions provider Total Payments after experiencing first-hand the benefits of its card payment technology.

Founded by Farhana Bham, Pan Accounts supports micro-entities and small businesses with practical accounting solutions, helping business owners navigate their financial responsibilities and access tools that can support their growth and day-to-day operations.

Having used a card machine supplied by Total Payments within her own business, Farhana is now able to recommend the solution to clients who may benefit from a simple, reliable and efficient way to accept card payments.

The collaboration reflects a shared commitment to supporting smaller businesses by providing practical, cost-effective solutions that can improve efficiency and enhance the customer payment experience.

Nick Mehat, Director of Total Payments, said:

“We’re delighted to be working with Pan Accounts. Farhana has experienced our service first-hand and understands the importance of providing small businesses with straightforward and reliable payment solutions.

“Accountants are trusted advisers, and when they recommend a supplier, it is because they believe it can genuinely add value for their clients. At Total Payments, we have built our reputation on making card payments straightforward, affordable and reliable, allowing business owners to focus on running and growing their companies.”

The recommendation follows Pan Accounts’ own experience of introducing the payment solution into its business.

Farhana Bham, Founder of Pan Accounts, said:
“The whole process was incredibly straightforward. From our initial conversation to being fully operational took barely 30 minutes, and the support throughout was excellent.

“As an independent accountancy business, I’m always looking for practical solutions that can genuinely benefit my clients. Many micro-entities and small businesses want a dependable card payment system that is easy to set up and simple to use.

“Having experienced the service myself, I feel confident recommending Total Payments to clients who may find it useful and where it is appropriate for their business needs.”

With card payments continuing to play an important role in consumer spending habits, both organisations believe accessible payment solutions can help smaller businesses improve efficiency, provide a better customer experience and streamline their operations.

By combining Pan Accounts’ personalised accounting support with Total Payments’ payment technology, the collaboration aims to give businesses access to practical solutions that support efficiency, growth and long-term success.

The collaboration will help businesses across Yorkshire and beyond explore straightforward ways to modernise their payment processes while continuing to receive trusted support from their advisers.

Notes to editors

Total Payments, founded in 2024, has grown rapidly over its first year by introducing payment technology that gives merchants instant access to their money. One of it’s flagship products, the myPOS Ultra Card Machine, allows funds from card transactions to be transferred directly into a business’s account the moment a sale is made. The company also works with providers such as World Pay, Sum Up, Teya, Kody Pay, E Merchant Pay and DNA Payments amongst others. The firm’s approach combines instant settlements, transparent pricing, and mobile-first tools that simplify how small businesses handle payments. The model has already attracted hundreds of clients across the UK and beyond, with demand continuing to grow. For more information please visit: www.totalpayments.co.uk

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